Sep 02, 2020 Benefitting from SWIFT’s central role within the financial industry, SWIFT Innotribe seeks to reinforce the importance of collaboration when it comes to innovation, supporting all key players in the fintech ecosystem, including SWIFT, to move forward together. What is an MT103? An MT103 is a standardised SWIFT payment message used specifically for cross border/international wire transfers. We use SWIFT for all payments made via Money Mover. MT103s are globally accepted as proofs of payment and include all payment details such as date, amount, currency, sender and recipient. Qualified formatting guidelines for SWIFT MT103+ and MT210 messages are currency-independent and hence have been provided to you below as part of the UBS basic guidelines. Formatting Guidelines for Customer Transfer MT103+ The code STP must be indicated in the header of the SWIFT message in the validation flag field 119.
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